Most people were never taught how money actually works. Financial literacy wasn't part of the curriculum in school. Parents often avoided the topic, either because they struggled themselves or believed money conversations were taboo. So you entered adulthood with a paycheck but no instruction manual.

Instead, you were given oversimplified advice that sounded good but lacked context. You were told to "just save," but no one explained how much or what you were saving for. You heard "just budget," but budgeting felt restrictive and impossible to maintain. People said "just invest," but the stock market seemed like a foreign language designed to intimidate you. The real problem? No one explained the order. No one showed you that these pieces fit together in a specific sequence, and that doing them out of order is like trying to build the second floor of a house before laying the foundation.

Financial independence isn't accidental. It's built step by step, brick by brick, decision by decision. That's why this mastermind walks you through the 6 foundational steps to financial independence in the right sequence, meeting you where you are and guiding you forward with clarity and compassion.

Financial independence follows a pattern. It's not mysterious or reserved for the wealthy. It's methodical. Each week of this mastermind focuses on one foundational step, building on what came before and preparing you for what comes next.

Think of it like constructing a building. You can't install the roof before you've built the walls. You can't build walls without a solid foundation. Each step builds on the previous one. Skip the foundation, and the structure weakens. Try to rush ahead, and you'll find yourself backtracking to address what you missed. But follow the process with patience and consistency, and momentum grows naturally.

This isn't about perfection. You won't master everything immediately, and that's completely okay. This is about progress—about making better decisions this week than you did last week, about establishing systems that serve you rather than stress you, and about creating financial habits that become second nature over time.

Over the next six weeks, you'll move through each step with intention, learning not just what to do but why it matters and how to make it work for your unique situation. You'll have the support of licensed professionals, the encouragement of a community walking the same path, and the structure that makes lasting change possible.

Life happens. Cars break down. Medical emergencies arise. Jobs end unexpectedly. Appliances fail at the worst possible time. These aren't pessimistic predictions—they're realities of life that everyone faces eventually. The difference between panic and peace when these moments arrive is preparation.

An emergency fund is your financial shock absorber. It's the buffer between you and debt when life throws a curveball. Without it, every unexpected expense becomes a crisis that derails your progress and forces you backward. With it, these situations become inconveniences you can handle without stress or setback. An emergency fund isn't about being fearful—it's about being wise. It's about giving yourself options when you need them most.

During this week, you'll learn exactly how much you truly need in your emergency fund (spoiler: it's personalized to your situation, not a one-size-fits-all number). You'll discover the best places to store these funds so they're accessible when needed but not so accessible that you're tempted to use them for non-emergencies. Most importantly, you'll learn how to build your fund without feeling overwhelmed, using strategies that fit your current income and expenses.

One unexpected event shouldn't erase everything you've worked for. Yet for too many people, a single accident, illness, or tragedy wipes out years of financial progress in an instant. This isn't because they were careless—it's because they were unprotected.

Protection might seem like an afterthought when you're focused on building wealth, but it's actually what allows everything else to stand. Think of it as the insurance policy on the financial house you're constructing. You wouldn't build a home without insuring it against fire, flood, or storm damage. Your financial life deserves the same thoughtful protection.

This week focuses on the three critical areas of financial protection: income protection (what happens if you can't work?), asset protection (how do you safeguard what you've accumulated?), and family protection (who takes care of your loved ones if something happens to you?). These aren't pleasant topics to consider, but they're essential ones. And addressing them brings profound peace of mind.

You'll learn how different types of protection work—life insurance, disability insurance, liability coverage—and more importantly, how much you actually need. Not what a salesperson wants to sell you, but what genuinely serves your situation. You'll understand why income protection often matters more than life insurance for young families, and how proper coverage creates a safety net that lets you pursue opportunities without fear.

But legacy isn't just about money—it's about values. What principles do you want to pass down? How do you teach your children healthy money habits? What causes do you want to support? This week helps you think intentionally about the impact you want to make with your wealth, whether that's funding your grandchildren's education, supporting causes you believe in, or ensuring your family has security and options you might not have had.

There's no shortage of financial advice available online. YouTube videos, podcasts, blogs, courses—information is everywhere. So what makes Making Money Moves different? Why invest your time and money in this particular mastermind?

The difference is structure, community, and accountability—the three elements that transform information into transformation. You don't need more content to consume passively. You need a proven system to follow actively, a community to encourage you along the way, and professionals to hold you accountable when motivation wanes.

Each 60-minute weekly session is carefully designed to maximize learning and implementation without overwhelming you. The structure balances teaching with interaction, information with application, and individual reflection with community connection.

What will change in your life after six weeks? What tangible results can you expect from investing your time and energy in this mastermind? Let's be clear about the outcomes you're working toward—because intention drives results, and you deserve to know what you're building toward.

By the end of six weeks, transformation happens at multiple levels—mindset, knowledge, systems, and relationships. You won't just know more; you'll be equipped to do more, decide more confidently, and navigate financial choices with wisdom and peace.

But the outcomes extend beyond individual benefit. You'll gain a community to stay connected with—people who understand your journey because they're walking it alongside you. You'll establish a relationship with licensed professionals for ongoing accountability, giving you access to expert guidance as your financial situation evolves.